48 inquiries | Office Furniture and Equipment Rental and Leasing
http://www.bluedotfunding.com
Company Rating
AAA
Customer Reviews
based on 0 reviews.
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Complaint Experience
N/A
Membership Information
This business is not a member of Business Consumer Alliance. This fact does not disparage the company in any way.
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BCA's Summary and Analysis:
Most complainants allege security deposits are not refunded if financing cannot be obtained. Others complain there is no way to cancel the transaction once the paperwork has been signed. A few complainants allege they requested to cancel when the company could not obtain financing in accordance with the original terms and payment schedule. One complainant asked for purchase financing, but all paperwork sent by the company was for lease financing. Another complainant alleges the company does not honor the buyout clause of the contract. Most complainants requested refunds and were informed they signed a non-cancelable lease.The company responds to complaints by explaining they could not obtain funding based on the customer's credit rating, offering alternative funding for lesser amounts or stating customers signed a non-cancellable lease and no refunds are due. The company claims they worked on each complainants file by performing credit checks and locating funding, or stating customers did not cancel until after the funding had been secured and loan documents signed. The company responded to the buyout complaint by explaining that the lease automatically renews for 12 months unless the customer notifies them in writing at least 30 days prior to the expiration of the lease. The company states the customer did not notify them until after the lease had expired and been renewed. A few customers are not satisfied with the company's explanations and the complaints remain unresolved.
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Company Info
This company's business is providing leasing for business equipment.
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Licensing
We know of no licensing or registration requirement for companies engaged in this company's stated type of business.
BCA has no information regarding government actions at this time.
We routinely advise careful consideration of offers to extend credit. Comparative shop on interest rates, and other terms and conditions. In this company's case, their lease agreement contains a clause which advises the lessee, that if the lease does not commence due to any reason other than their own negligence, they may retain any monies paid to compensate themselves for credit and other administrative costs.
We know of no other matter or practice relating to this company that may assist you in your consideration of this company.
BCA has no information regarding advertising review at this time.
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