California Financial ratings, reviews and complaints - Secured Credit Card Companies

Complaints and Resolutions

Complaint Experience

N/A

Complaint Resolution Index (CRI)

Complaint Resolution Index (CRI) Explained The Complaint Resolution Index (CRI) is an indicator on how responsive a company is in addressing and resolving customer complaints brought to their attention by BCA. If they are considering doing business with the company, consumers can use this indicator to forecast the likelihood of having their issues addressed if a problem arises. CRI measures the company's customer satisfaction abilities through BCA’s complaint mediation process.

A variety of factors are considered when calculating CRI. This includes how quickly a company responds to complaints, the number of complaints against a company, whether the company addressed complaint allegations, and the outcome of the complaints. CRI is just a subset of the overall rating for the company. Consumers are encouraged to take into consideration the company's CRI, their overall BCA letter rating and other relevant information about the company so they can make a well-informed purchasing decision.

BCA's Summary and Analysis:

Our complaint services are free and our team of expert mediators will assist in resolving complaints with businesses.

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Complaint Closing Statistics

0 complaints against California Financial closed in last 3 years.

Complaints	Type of response
0	Making a full refund, as the consumer requested
0	Making a partial refund
0	Agreed to make an adjustment
0	Refusing to make an adjustment
0	Refuse to adjust, relying on terms of agreement
0	Unanswered

Other Information

Company Info

This company's business is providing a pre-approved Gold Visa for a fee.

Primary Contact:	Scott Kelley (Contact)
Business Started:	N/A
Social:

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Licensing

We know of no licensing or registration requirement for companies engaged in this company's stated type of business.

Government Actions

BCA has no information regarding government actions at this time.

Comments and Analysis

On May 18, 2001, we verified this company is unregistered with the California Attorney General and has not posted bond as required by law. Any third party advertising the availability of credit cards is required by law to register with the California Attorney General and post a $100,000 bond. Even if registered and bonded, it is unlawful to collect fees before services are performed. Offers of secured credit cards require a deposit in a savings account with the credit card issuer. This deposit is collateral for your line of credit or credit limit. In the case of unsecured credit cards, if you would not qualify for a credit card with your local bank, chances are a third party will not be able to help.

Other Considerations

We know of no other matter or practice relating to this company that may assist you in your consideration of this company.

Industry Resources

Advertising Reviews

Additional Info

DBAs:

California Financial Center

California Finance

Websites:
There are no additional web sites.

Contacts:
There are no additional contacts.

Addresses:

10840 Paramount Blvd., Downey, CA, 90241

6970 Wilshire Blvd., Beverly Hills, CA, 90023

Reputation Report

California Financial

Complaints and Resolutions

Other Information