Centurion Law Firm, Inc.

This company is offering services to remove negative items from credit reports. The company charges a retainer fee of $29.00 at the end of each billing period for work completed during this time and collects a one time client intake fee of $69.00.

We believe, that by provision of the California Credit Services Act, this company is required register with the California Attorney General. The California Credit Services Act requires companies advertising credit repair services to register with the Attorney General and post a $100,000 bond. Attorneys are exempt from registering only when they are offering legal services within the course and scope of the practice of law unless they are an employee, or affiliated with a credit services organization. It appears this company is offering credit repair services and maybe required to register. Even if a company is registered, the Act prohibits the practice of collecting payment before providing services. By law, information stays on your credit report for seven to 10 years. Accurate negative information can only be removed by with cooperation of your creditors, and this usually involves paying all or some of the debt. If you believe your credit report contains erroneous information, you may dispute the entry by calling or writing the reporting agency. While in dispute, the negative item may be removed temporarily from your report; however, it will be added on again if determined to be valid.