F.T.W.A.C.A.

This company uses direct mail solicitations to sell information on how to get rich quick without working. The information is offered in the form of a club membership which allegedly entitles members to receive exclusive reports, tips, and ideas on how to "attract wealth." The cost of the membership is $59. According to the company's promotional literature, the membership includes 12 monthly communiques, 23 reports, and free website participation and password.

Based on a review of the company's promotional materials, the company appears to capitalize on the use of well known questionable methods and ideas, by attempting to disguise them as new and innovative wealth building offers. For instance, one such report will tell recipients how to "get paid to eat in resturants and watch movies in theatres." In reality, this report would probably consist of instructions on contacting "Mystery Shopping" companies. There are usually fees associated with applying, and if hired as a mystery shopper you may be required to pay for the meals or movies yourself, and then expect to be reimbursed. Our experience with these companies has been that participants are not paid as agreed, and end up losing their money. Other reports contain information on credit repair methods, tax deductions, living trusts, or stock market investments. The membership is advertised with an "Iron Clad Money Back Guarantee.". Most of these offers are made in conjunction with a money-back guarantee, but our experience is that few customers are able to obtain refunds despite the guarantee.

We advise against sending money to this company. Wealth building offers as described above, promote ideas or concepts which purport to provide a means to attain wealth, without working. Our experience with similar offers has been that many methods described in the publications are leagally questionable, require additional start up capital, or are based on little known loop holes in existing laws which potentially might allow users to cheat the system. Addresses used by these companies are usually mail drops, advertised phone numbers reach recordings calls are not returned, and no local phone numbers are listed.