299 inquiries | Loan Modifications Advance Fee
(855) 218-8210
Monday - Friday: 9:00 am - 6:00 pm PST
Company Rating
F
Customer Reviews
based on 1 review.
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Complaint Experience
N/A
Membership Information
This business is not a member of Business Consumer Alliance. This fact does not disparage the company in any way.
Recent Review
Not a legitimate mortgage business
This a highly unprofessional internet telephone call center.It is poorly ran at best.Many players in this deceitful fly by night scam of a so called mortgage business.They are not licensed.They have a "F" rating with the Better Business Bureau. They began in 2012.The owner Luis Espinosa claims he is a underwriter and the owner yet he does not show any licenses.Gabriel Stewart is a part time employee and not the Vice President.Upon checking with the Police the address listed on there web site is not a phyical address but the address to a post office box. This company has a so called case manager Ronnah Saleh who is the one making the phone calls trying to obtain unsuspecting innocent people's personal information. Be aware...High functioning scam artist.They obtained my IRS tax return and bank account monthly statement They insisted on obtaining my information first or they could not speak with us let alone help. We became . Suspicious called BBB. And the Consumer Protection and the police. Only to find out they are not licensed there address is not valid and they are just a internet call center not what they advertise. Also google the rip off report complaint listed there as well.Consumer Be Aware!!!!
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BCA's Summary and Analysis:
We have received no complaints against this company.
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Company Info
2 Apply offers a wide selection of loans.
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Licensing
We know of no licensing or registration requirement for companies engaged in this company's stated type of business.
BCA has no information regarding government actions at this time.
Effective October, 2009 in California, it is illegal to collect any fees, regardless of the form, for negotiating or attempting to negotiate a loan modification for a residential mortgage. All modification services must be fully completed before any money can be collected. It is also illegal to divide fees or services into components for the purpose of avoiding this law.HUD approved housing counseling agencies are exempt from this law. For businesses outside of California, please check with the agency that regulates this industry.
We know of no other matter or practice relating to this company that may assist you in your consideration of this company.
BCA has no information regarding advertising review at this time.
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