187 inquiries | Credit Repair Services - Advance Fee
(818) 575-6496
Company Rating
F
Customer Reviews
based on 1 review.
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Complaint Experience
N/A
Membership Information
This business is not a member of Business Consumer Alliance. This fact does not disparage the company in any way.
Recent Review
Do not approach this company.they do not honor their contract. they made us pay the creditors in full and never negotiated an
They give you 12 monthly payment plan and keep charging and keep promising they are working on your file. they only deleted bunch of old items that any one can sit and do. I had hired them for major late payment issues and they reviewed and told us can definitely delete them. They never tried till was close to the 12 months and started and never finished and all the late payments are still on my record. not worth the money. not reliable.
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BCA's Summary and Analysis:
We have received no complaints against this company.
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Company Info
This company's business is providing credit repair services.
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Licensing
As of our last verification on October 30, 2008, we could find no evidence of a registration and bond with the California Attorney General's Office as a Credit Services Organization. To verify registration and bonding, contact the California Attorney General by writing to; DOJ. Att. Public Inquiry Unit, P O Box 944255, Sacramento, Ca. 94244, by calling (916) 322-3360, faxing 916-323-5341, or visit their website at www.ag.ca.gov.
BCA has no information regarding government actions at this time.
Our experience with similar offers is that they advertise various credit services which they claim are designed to provide assistance to consumers with poor credit histories to improve their rating by removing negative items or creating a new credit file.However, clients of these types of offers generally complain that their credit histories do not improve, that they are unable to contact the company making the offer, and ultimately that refunds for failing to provide the promised services are not provided.By law, information stays on your credit report for seven to 10 years. Accurate negative information can only be removed by with cooperation of your creditors, and this usually involves paying all or some of the debt. If you believe your credit report contains erroneous information, you may dispute the entry by calling or writing the the credit reporting agency. While in dispute, the negative item may be removed temporarily from your report, however it will be added on again if determined to be valid. According to California Law, it is unlawful for any entity offering to improve or repair your credit to charge fees in advance of performing those services, even if properly registred and bonded with the California Attorney General's Office.For businesses outside of California, please check with the agency that regulates this industry.
We know of no other matter or practice relating to this company that may assist you in your consideration of this company.
BCA has no information regarding advertising review at this time.
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