L & M Marketing ratings, reviews and complaints - Secured Credit Card Companies

Complaints and Resolutions

Complaint Experience

N/A

Complaint Resolution Index (CRI)

Complaint Resolution Index (CRI) Explained The Complaint Resolution Index (CRI) is an indicator on how responsive a company is in addressing and resolving customer complaints brought to their attention by BCA. If they are considering doing business with the company, consumers can use this indicator to forecast the likelihood of having their issues addressed if a problem arises. CRI measures the company's customer satisfaction abilities through BCA’s complaint mediation process.

A variety of factors are considered when calculating CRI. This includes how quickly a company responds to complaints, the number of complaints against a company, whether the company addressed complaint allegations, and the outcome of the complaints. CRI is just a subset of the overall rating for the company. Consumers are encouraged to take into consideration the company's CRI, their overall BCA letter rating and other relevant information about the company so they can make a well-informed purchasing decision.

BCA's Summary and Analysis:

The complaint history for this company shows a pattern of customer complaints alleging non-delivery of the ordered credit card. Specifically, once the processing fee of $199 was paid, respondents are unable to contact the company and nothing is received. All complaints remain unanswered.

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Complaint Closing Statistics

0 complaints against L & M Marketing closed in last 3 years.

Complaints	Type of response
0	Making a full refund, as the consumer requested
0	Making a partial refund
0	Agreed to make an adjustment
0	Refusing to make an adjustment
0	Refuse to adjust, relying on terms of agreement
0	Unanswered

Other Information

Company Info

This company's business is offering a credit card for an advance fee of $199.00.

Primary Contact:
Business Started:	N/A
Social:

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Licensing

We know of no licensing or registration requirement for companies engaged in this company's stated type of business.

Government Actions

BCA has no information regarding government actions at this time.

Comments and Analysis

Any third party advertising the availability of credit cards is required by law to register with the California Attorney General and post a $100,000 bond. Even if registered and bonded, it is unlawful to collect fees before services are performed. Offers of secured credit cards require a deposit in a savings account with the credit card issuer. This deposit is collateral for your line of credit or credit limit. In the case of unsecured credit cards, if you would not qualify for a credit card with your local bank, chances are a third party will not be able to help. On 8/20/99, mail sent to the company was returned marked "moved, left no forwarding address". The Bureau has no current addresses for this company.

Other Considerations

Mail sent to this company was returned by the post office as "moved; left no forward address," "forward order has expired," or "unable to locate." We cannot trace addresses of companies or principals. General information is available upon request which may assist you.

Industry Resources

Advertising Reviews

Additional Info

DBAs:

L&M Marketing

Galaxy Marketing

Websites:
There are no additional web sites.

Contacts:
There are no additional contacts.

Addresses:

21213 B Hawhtorne Blvd. Suite 5217, Torrance, CA,

Reputation Report

L & M Marketing

Complaints and Resolutions

Other Information