Lunden Investments, Inc.

The Better Business Bureau routinely advises that consumers should stay away from opportunities that sound “too good to be true.” Avoid any company that predicts or guarantees large profits because of well-known current events, published reports or predictable seasonal changes in demand. Stay away from companies that promise little or no financial risk. Be suspicious of companies that downplay risks or state that written risk disclosure statements are routine formalities imposed by the government. Be wary of sending or transferring cash on the Internet, by mail or otherwise. Be alert to the dangers of trading online; it is very easy to transfer funds online, but often can be impossible to get a refund. Many companies offering currency trading online are not located within the U.S. and do not display an address or any other information identifying their nationality on their Web site. Be sure to obtain written documentation about the product, the company and its track record, in order to verify data. If you can, before doing business with any company, check it out with the Better Business Bureau and review the company’s materials with someone whose financial advice you trust.

Do not deal with anyone who will not give you information on his or her background. Check out any information you receive to be sure that the company is and does exactly what it says. If in doubt, do not invest your money. If you cannot obtain solid information about the company and the investment, you may not want to risk your money. For more information on foreign exchange fraud visit CFTC’s Web site at www.cftc.gov.