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648 Grassmere Park Suite 300
Nashville, TN 37211
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(866) 562-8662

http://www.asurion.com

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Total Amount in Dispute:
$19,945.00

Total Amount Settled:
$780.00

Complaint Experience

97%

Complaint Resolution Index (CRI)

BCA's Summary and Analysis:

Our complaint history for this company shows that the company responded to and gave proper consideration to most complaints. However, one or more complaints are unresolved meaning the company failed to properly address the complaint allegations or their response was inadequate.

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Complaint Closing Statistics

35 complaints against Asurion closed in last 3 years.
Complaints Type of response
2 Making a full refund, as the consumer requested
0 Making a partial refund
17 Agreed to make an adjustment
0 Refusing to make an adjustment
16 Refuse to adjust, relying on terms of agreement
0 Unanswered

35 complaints against Asurion

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9/4/2025

RESPONSE: Refuse to adjust, relying on terms of agreement Amount in Dispute: $188.82 Amount Settled: $0.00

Customer Complaint

8/18/2025

ON 12/27/24 we purchased a Hoover Smartwash Carpet Cleaner on Amazon through third party seller Trading Group with a 2 Year Extended Protection Plan with Asurion LLC. It was opened new out of the box on 07/08/25 and was defective. We contacted Hoover who would not fix or replace the product since it was sold through a third party seller. We contacted Amazon who said we had to go through the third party seller TradingGroup. Amazon contacted Trading Group who did not respond. We contacted Asurion twice via phone call who stated our Hoover would be covered if we submitted a copy of the email from Hoover showing Hoovers denial of their coverage. We sent two separate emails showing Denial from Hoover to Asurion for them to honor the extended protection plan. We have heard nothing back. I have screen shots of all the email correspondence and the original purchase and protection plan. Resolution Sought We are tired of getting the run around and none of these three companies have fixed our Hoocer that came defective with an active protection plan and now just want to be refunded the purchase price of the floor cleaner and the extended protection plan for the total of $188.82

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Company Response

8/25/2025

Dear Ms. Watts In connection with the above-referenced case filed with the Business Consumer Alliance ("BCA"), we submit the below in response. The case you filed with the BCA on August 18, 2025, states: "ON 12/27/24 we purchased a Hoover Smartwash Carpet Cleaner on Amazon through third party seller Trading Group with a 2 Year Extended Protection Plan with Asurion LLC. It was opened new out of the box on 07/08/25 and was defective. We contacted Hoover who would not fix or replace the product since it was sold through a third party seller. We contacted Amazon who said we had to go through the third party seller TradingGroup. Amazon contacted Trading Group who did not respond. We contacted Asurion twice via phone call who stated our Hoover would be covered if we submitted a copy of the email from Hoover showing Hoovers denial of their coverage. We sent two separate emails showing Denial from Hoover to Asurion for them to honor the extended protection plan. We have heard nothing back. I have screen shots of all the email correspondence and the original purchase and protection plan." The desired resolution listed in your case states the following: "We are tired of getting the run around and none of these three companies have fixed our Hoocer that came defective with an active protection plan and now just want to be refunded the purchase price of the floor cleaner and the extended protection plan for the total of $188.82." Response: We sincerely regret any inconvenience or frustration this may have caused. Upon receiving your case, we attempted to research your concerns with the information you provided. Unfortunately, we were unable to locate any claims or account history related to the issue you discussed. In order to assist you further, we will need to obtain additional information from you. If further assistance is required, kindly respond with the following information: • Phone number associated with your product registration or claim • Email address associated with your product registration or claim • Claim or service request number associated with your claim Please feel free to contact me if there are any additional questions or concerns. I am available by email Monday through Friday between the hours of 9:00 am and 4:00 pm CST. Regards, Victoria White Regulatory Complaints Email [email protected]

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Customer Rebuttal

8/27/2025

Hello Victoria, We attempted to file a claim with Asurion and after submitting all of the information it did not give us a claim number. It took us to a screen that said “ It looks like this issue is still covered by the manufacturers original warranty. Please contact Hoover…” We received an email with similar information. We can provide screen shots of this information that failed to include a claim number. Here is the information you requested of the product that was for the extended care plan and the original purchase. Phone number: (715)617-0283 Email address: [email protected] Product Order #: 111-9114487-5957820 ASURION 2 Year Floorcare Extended Protection Plan: 111-1347428-7894625

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Company Final Response

9/3/2025

Following the receipt of this matter, on September 2, 2025, an Asurion resolution specialist (“RS”) contacted you to address your concerns and assist you with filing your claim. During the claim process, the RS sent you a shipping label to send the Product to the service center for evaluation for possible repair or replacement options. At this time, if you have any questions or concerns regarding the shipment of your Product to the service center or any additional claim-related questions, please contact the RS directly using the contact information provided.

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4/8/2025

RESPONSE: Agreed to make an adjustment Amount in Dispute: $442.27 Amount Settled: $0.00

Customer Complaint

3/17/2025

I have asurion repair insurance for nearly 3+ years. I needed to have my Apple AirPod max(pink-lightning plug)repaired. Mailed in my headphones and either asurion lost them or they were unrepairable. Phone rep of asurion explained to me that they would make it right with equal to or greater value of replacement. None were available with asurion supplier so they can offer reimbursement. First offer $250. I declined/ can't replace headphones with that offer. Second offer $325.00,again I declined. Still unable to replace for that amount. My call was transferred to management for further assistance. Shanna then offered my deposit for repair of $52.43 and $354.40 equaling 406.82. I wasn't comfortable taking this offer so I declined. She said she was going to contact someone else to try to help. Shanna then explain to me that my headphones depreciated in value and that's what they were going off . Lastly Sean called me today with their last offer of the deposit of 52.43 and $389.84 totaling $442.27. I didn't accept or decline offer. Told Sean that I would be contacting BBB because asurion isn't making right what they promised me of equal to or greater value. Resolution Sought I would like asurion to add $71.11 to their 442.27 to equal a total of 513.38 so I can purchase replacement new from Walmart that arent refurbished or used. So I don't potentially repeat the cycle of assure on insurance for repair.

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Company Response

3/27/2025

After receiving your matter, Asurion conducted a full review of the relevant account and claim history with the aim to, where possible, amicably resolve your matter. According to our records, you recently filed a claim for your Apple AirPod headphones (the "Product") under your AT&T Home Tech Protect protection plan (the "Plan"). The Plan is an optional service contract that provides coverage for the mechanical or electrical failure of your Product caused by defects in materials and/or workmanship; normal wear and tear; dust, heat, or humidity; and power surges. You filed a claim for your Product due to malfunction. The resolution of your claim has been delayed due to an unsuccessful repair attempt and a subsequent dispute about the replacement value of your Product. On March 13, 2025, Asurion authorized a $268.49 Product reimbursement based on the replacement value, age, and condition of the Product immediately before the breakdown in accordance with the Plan's Terms and Conditions. After expressing dissatisfaction with the $268.49 reimbursement amount, in the interest of customer satisfaction, Asurion then authorized an additional reimbursement which included a refund of the $52.43 service fee, totaling $406.83, which you declined to accept. All claim determinations are grounded in the Plan's Terms and Conditions. A complete copy of the Terms and Conditions governing your Plan was made available to you prior to enrollment at the point of sale. Pursuant to the Plan's Terms and Conditions, Asurion has the discretion to repair or replace the Product, or reimburse the customer for the replacement cost of the Product. In this case, the service depot determined it could not repair the Product and offered you a Product reimbursement. As noted above, per the Plan's Terms and Conditions, the "replacement cost of the covered product, as determined by us, [is] based on its replacement value, age and condition of the covered product, as determined by us, immediately prior to the breakdown." Reimbursement is not based on the price you paid for the Product or the retail price of a new product. After considering the Product's age and condition, we believe the reimbursement cost was fairly determined, which is supported by the Plan's Terms and Conditions. Nevertheless, on March 14, 2025, after you escalated your concerns regarding the $406.83 Product reimbursement, the Product reimbursement offer was increased to $442.27 and subsequently submitted for digital reimbursement, which an Asurion Resolution Specialist ("RS") confirmed with you on March 18, 2025. On March 20, 2025, an additional Product reimbursement of $106.55 was authorized, bringing the total Product reimbursement provided (including the aforementioned refund of the $52.43 service fee) to $513.38. Therefore, we consider the matter resolved. If you still need assistance, please contact the RS directly using the contact information provided, or alternatively, feel free to contact me by email. I am available Monday through Friday between the hours of 9:00 a.m. and 4:00 p.m. CST.

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