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8320 Ward Parkway
Kansas City, MO 64114
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(913) 383-0777

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Total Amount in Dispute:
$0.00

Total Amount Settled:
$0.00

Complaint Experience

0%

Complaint Resolution Index (CRI)

BCA's Summary and Analysis:

Our complaint history for this company shows that while the company did respond to the one complaint brought to the company’s attention, the response did not address the complainant’s allegations.

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Complaint Closing Statistics

1 complaints against NBKC Bank closed in last 3 years.
Complaints Type of response
0 Making a full refund, as the consumer requested
0 Making a partial refund
1 Agreed to make an adjustment
0 Refusing to make an adjustment
0 Refuse to adjust, relying on terms of agreement
0 Unanswered

1 complaints against NBKC Bank

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2/24/2025

RESPONSE: Agreed to make an adjustment Amount in Dispute: $0.00 Amount Settled: $0.00

Customer Complaint

1/7/2025

I am a disabled individual and primary caregiver for my granddaughter, currently experiencing a critical situation with Empower Bank (partnered with NBKC). I am being prevented from accessing my own funds through multiple simultaneous failures of their banking systems. Details of the Situation: 1. My debit card was lost, requiring a replacement that has not yet arrived 2. The bank is declining all attempted transfers to my linked Cash App account, despite: - Successfully linking the accounts through Plaid via the Cash App application - The accounts sharing the same bank account and routing numbers - Multiple attempts to establish the connection through both platforms Impact of This Situation: - I have utility bills with final notice deadlines tomorrow that must be paid to avoid service disconnection - I cannot afford the reconnection fees that would result from service interruption - I am unable to complete a planned vehicle purchase that is essential for my mobility - As a disabled individual, maintaining utility services is critical for my health and well-being Bank's Inadequate Response: - Their only suggested solution is to use tap-to-pay through Google Wallet, which my phone does not support - Communication is limited to email only, creating delays in resolving this urgent situation - They have provided no alternative methods to access my funds - They continue to decline transactions despite being informed of the urgent n Resolution Sought 1. Have reasonable access to my deposited funds 2. Receive adequate customer service and support 3. Be provided with viable alternative methods to access my money when primary methods fail Requested Resolution: 1. Immediate access to my funds through any secure method 2. Compensation for any late fees or penalties incurred due to their system failures 3. Implementation of better backup systems for account access 4. Improved customer service channels for urgent situations

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Company Response

1/21/2025

Thanks for reaching out. We’d be happy to assist but will need a bit more information first. Please visit https://www.nbkc.com/support-security/empower to find the appropriate contact information for this partner.

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Customer Rebuttal

2/10/2025

No, I'm not satisfied with the answer or solution they proposed. Since all they did was tell me they would love to help me find a solution but forst i needed to email them since they need more info. If you recall, that was written in my complaint. That email was the only way they had of communicating. So they read my complaint and had the nerve to propose I email them. Which is not going to happen. Im fed up with people who want to have a business but not provide a phone number for customer service. They know their business is bohus thats why they dont have a number. So they dont have to listen to disgruntled customers. Thats bad business and cowardly.

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