This is an advance fee loan scam impersonating Upstart Network, Inc. While Upstart provides personal loan services, they do not collect upfront fees and do not ask for fees to be paid by gift card like iTunes.
If you have applied for a online loan and paid advance fees, or if you have been asked to pay by gift card, money transfer, or electronic wire service, file a complaint with BCA, the Federal Trade Commission (FTC) and the Federal Bureau of Investigations (FBI).