USA Debt Negotiators

This company is providing marketing services and referring clients to Homeland Financial Services, a debt negotiation company with an unsatisfactory rating. A separate report is available upon request.

Complaints about similar offers regarding debt negotiation companies generally allege that creditors continue to harrass them, fees and interest continue to accrue, their credit is worse than before, that creditors were not contacted, and creditors sue for payment. Specifically, these companies rely on negotiating with the creditors for a lump sum payment, which generally requires the consumer to withhold payments for an extended period of time. Also, the fees for these services are generally required to be paid in advance before any services are performed. It is during this time that the creditors will likely take steps to secure payment, such as; telephone calls, derogatory credit reporting, arbitrations or law suits. For the foregoing reasons, we advise caution in dealing with debt negotiation/settlement companies.