W J Bradley Mortgage Capital Corporation ratings, reviews and complaints - Reverse Mortgage

Complaints and Resolutions

Complaint Experience

N/A

Complaint Resolution Index (CRI)

Complaint Resolution Index (CRI) Explained The Complaint Resolution Index (CRI) is an indicator on how responsive a company is in addressing and resolving customer complaints brought to their attention by BCA. If they are considering doing business with the company, consumers can use this indicator to forecast the likelihood of having their issues addressed if a problem arises. CRI measures the company's customer satisfaction abilities through BCA’s complaint mediation process.

A variety of factors are considered when calculating CRI. This includes how quickly a company responds to complaints, the number of complaints against a company, whether the company addressed complaint allegations, and the outcome of the complaints. CRI is just a subset of the overall rating for the company. Consumers are encouraged to take into consideration the company's CRI, their overall BCA letter rating and other relevant information about the company so they can make a well-informed purchasing decision.

BCA's Summary and Analysis:

We have received no complaints against this company.

Our complaint services are free and our team of expert mediators will assist in resolving complaints with businesses.

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Complaint Closing Statistics

0 complaints against W J Bradley Mortgage Capital Corporation closed in last 3 years.

Complaints	Type of response
0	Making a full refund, as the consumer requested
0	Making a partial refund
0	Agreed to make an adjustment
0	Refusing to make an adjustment
0	Refuse to adjust, relying on terms of agreement
0	Unanswered

Other Information

Company Info

This company's business is providing traditional and reverse mortgage services.

Primary Contact:	Bill Johnson (Branch Manager/Broker)
Business Started:	12/14/2005
Social:

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Licensing

California Department of Business Oversight

Verified License

License Number: 603G562
Status: Not Found

California law requires "any person or company who engages in the business of mortgage loans to be licensed by the California Department of Bureau Oversight (DBO) with a Consumer Finance Lenders License, or the Bureau of Real Estate (BRE) with a brokers license.." A finance lenders license provides the licensee with an exemption from the usury provision of the California Constitution. The California Finance Lenders Law provides limited brokering authority. A "broker" is defined in the law as "any person engaged in the business of negotiating or performing any act as broker in connection with loans made by a finance lender." Brokers licensed under this law may only boker loans to lenders that hold a California Finance Lenders license.
Prior to using the services of a mortgage broker or lender, make sure they are properly licensed with the California Department of Bureau Oversight, (DBO), and/or the California Bureau of Real Estate, (BRE).

You can reach the DBO by phone at (866) 275-2677, or visit their website at www.dbo.ca.gov. The BRE can be contacted by phone at (877) 373-4542, or their website address is www.dre.ca.gov.

For businesses outside of California, please check with the agency that regulates this industry.

Government Actions

BCA has no information regarding government actions at this time.

Comments and Analysis

We have no further comment about this company's business practices or analysis of its offer that may assist you in your consideration of this company.

Other Considerations

Our files show disconnected phone numbers, returned mail or both. The company appears to be out of business. We cannot trace addresses of companies or principals. General information is available upon request which may assist you.

Industry Resources

Advertising Reviews

Additional Info

DBAs:

Bill Johnson Financial Services, Inc.

Morgan Capital

Websites:
There are no additional web sites.

Contacts:
There are no additional contacts.

Other Categories:

Mortgage Services

Reputation Report

W J Bradley Mortgage Capital Corporation

Complaints and Resolutions

Other Information