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Reputation Report

4201 Wilshire Blvd Suite 611
Los Angeles, CA 90010
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(323) 634-6450

http://www.amdebtrelief.com

Company Rating

F

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Customer Reviews

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Complaint Experience

N/A

Complaint Resolution Index (CRI)

Membership Information

This business is not a member of Business Consumer Alliance. This fact does not disparage the company in any way.

Recent Review

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Complaints and Resolutions

Complaint Experience

N/A

Complaint Resolution Index (CRI)

BCA's Summary and Analysis:

Some complainants allege the company withdraws money from their bank accounts without proper authorization or before services are finalized or scheduled to begin. Other customers complain money withdrawn from accounts is not applied to their monthly bills causing additional expenses in the form of late fees or other penalties. Most complainants experienced difficulties obtaining refunds.~~The company responds to complaints by issuing refunds pro-rated refunds or explanations for their actions. Allegations concerning unauthorized withdrawals from accounts and failure to pay creditors are generally denied or not addressed. Some complaints remain unanswered. A few complaints are closed as disputed meaning the customers are not statisfied with the company's response.

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Complaint Closing Statistics

0 complaints against American Debt Relief closed in last 3 years.
Complaints Type of response
0 Making a full refund, as the consumer requested
0 Making a partial refund
0 Agreed to make an adjustment
0 Refusing to make an adjustment
0 Refuse to adjust, relying on terms of agreement
0 Unanswered

Other Information

Company Info

This company's business is providing debt settlement services.

Primary Contact: Joo Park (Owner)
Business Started: 8/20/1996
Social:

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Licensing

California law requires bill paying services, and pro-raters accepting money from clients to be disbursed to creditors on behalf of the debtor, to be licensed by the California Department of Business Oversight and file a $25,000 bond.

To verify licensing, contact the California Department of Business Oversight (DBO) by writing to 1515 K Street, Suite 200 Sacramento, CA 95814-4052, by calling (916) 445-7205, (866) 275-2677 or (866) ASK CORP. Prorater licenses can be verified on-line, by accessing the DBO website at http://www.dbo.ca.gov.

For businesses outside of California, please check with the agency that regulates this industry.

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Government Actions

BCA has no information regarding government actions at this time.

Comments and Analysis

It appears the company is out of business. The phone number reaches a recording indicating the company is no longer in business. If your personal debt load has become unmanageable and you are unable to make payments on all that you owe it's important to keep the communication lines open with your creditors. Explain you are having financial difficulties. Most will appreciate your honesty and may work with you to make payments easier. You may be able to negotiate extensions on due dates obtain a consolidation loan or have your contract re-written to lower monthly payments.

Other Considerations

Our files show disconnected phone numbers, returned mail or both. The company appears to be out of business. We cannot trace addresses of companies or principals. General information is available upon request which may assist you.

Industry Resources
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Additional Info

DBAs:

A M Debt
Debt Relief
American Debts Relief

Websites:
There are no additional web sites.

Contacts:
There are no additional contacts.