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eCreditAttorney

  220 inquiries |
Credit Repair Services - Advance Fee

27762 Antonio Parkway L-1, Suite 606
Ladera Ranch, CA 92694
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(877) 213-4357

http://www.ecreditattorney.com

Company Rating

F

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Customer Reviews

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Complaint Experience

N/A

Complaint Resolution Index (CRI)

Membership Information

This business is not a member of Business Consumer Alliance. This fact does not disparage the company in any way.

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Complaints and Resolutions

Complaint Experience

N/A

Complaint Resolution Index (CRI)

BCA's Summary and Analysis:

Complaints contain a pattern of serious allegations that the company does not provide the credit repair services paid for. Customers state that after months of paying the company they do not notice any results and then receive the run around when they call to cancel.~~The company responds to some complaints by indicating the clients had been cancelled and refunded as requested.

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Complaint Closing Statistics

0 complaints against eCreditAttorney closed in last 3 years.
Complaints Type of response
0 Making a full refund, as the consumer requested
0 Making a partial refund
0 Agreed to make an adjustment
0 Refusing to make an adjustment
0 Refuse to adjust, relying on terms of agreement
0 Unanswered

Other Information

Company Info

This company's business is providing credit repair programs.

Primary Contact: Thomas Candella (President)
Business Started: 9/5/2008
Social:

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Licensing

California State Bar

Verified License

License Number: 257339
Status: Active

As of our last verification on January 24 2012 we could find no evidence of a registration with the California Attorney General's Office as a Credit Services Organization or posting of a $100 000 bond. ~~To verify registration and bonding contact the California Attorney General by writing to; DOJ. Att. Public Inquiry Unit P O Box 944255 Sacramento Ca. 94244 by calling (916) 322-3360 faxing 916-323-5341 or visit their website at www.ag.ca.gov.

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Government Actions

BCA has no information regarding government actions at this time.

Comments and Analysis

Our experience with similar offers is that they advertise various credit services which they claim are designed to provide assistance to consumers with poor credit histories to improve their rating by removing negative items or creating a new credit file.
However, clients of these types of offers generally complain that their credit histories do not improve, that they are unable to contact the company making the offer, and ultimately that refunds for failing to provide the promised services are not provided.

By law, information stays on your credit report for seven to 10 years. Accurate negative information can only be removed by with cooperation of your creditors, and this usually involves paying all or some of the debt. If you believe your credit report contains erroneous information, you may dispute the entry by calling or writing the the credit reporting agency. While in dispute, the negative item may be removed temporarily from your report, however it will be added on again if determined to be valid.

According to California Law, it is unlawful for any entity offering to improve or repair your credit to charge fees in advance of performing those services, even if properly registred and bonded with the California Attorney General's Office.

For businesses outside of California, please check with the agency that regulates this industry.

Other Considerations

We know of no other matter or practice relating to this company that may assist you in your consideration of this company.

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Additional Info

DBAs:

Hunter Thomas Financial Inc
Ecreditattorney.com

Websites:
There are no additional web sites.

Contacts:
There are no additional contacts.

Addresses: