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Home Protection Department

  120 inquiries |
Foreclosure Consultants |   Business Alert

577 North "D" St. Suite 112D
San Bernardino, CA 92401
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(909) 388-1194

Company Rating

B

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Customer Reviews

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Complaint Experience

N/A

Complaint Resolution Index (CRI)

Membership Information

This business is not a member of Business Consumer Alliance. This fact does not disparage the company in any way.

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Complaints and Resolutions

Complaint Experience

N/A

Complaint Resolution Index (CRI)

BCA's Summary and Analysis:

Several complainants allege they paid the company between $1000 and $1700 to stop forclosures on their homes. Customers complain, that after the initial fee was paid, the company would periodically call and request additional funds in various amounts. Complainants report settlements were not negotiated with lenders, and the company failed to produce evidence that services were provided. All complainants requested refunds.

The company responded to one complaint by issuing a refund. Another complaint was addressed by an advisory to the complainant that work was performed and she was not eligible for a refund. The customer was not satisfied and disputed that any work was actually performed. All other complaints are unanswered.

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Complaint Closing Statistics

0 complaints against Home Protection Department closed in last 3 years.
Complaints Type of response
0 Making a full refund, as the consumer requested
0 Making a partial refund
0 Agreed to make an adjustment
0 Refusing to make an adjustment
0 Refuse to adjust, relying on terms of agreement
0 Unanswered

Other Information

Company Info

This company's business is a consultant in foreclosure.

Primary Contact: Ivan Marin (Co-Owner)
Business Started: N/A
Social:

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Licensing

We know of no licensing or registration requirement for companies engaged in this company's stated type of business.

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Government Actions

BCA has no information regarding government actions at this time.

Comments and Analysis

Effective October, 2009 in California, it is illegal to collect any fees, regardless of the form, for negotiating or attempting to negotiate a loan modification for a residential mortgage. All modification services must be fully completed before any money can be collected. It is also illegal to divide fees or services into components for the purpose of avoiding this law.

HUD approved housing counseling agencies are exempt from this law. For businesses outside of California, please check with the agency that regulates this industry.

This company sends misleading solicitation notices to consumers whose property is in forclosure. The notices appear to be from the mortgage holder, but in fact, are actually solicitations for this company's services. to call this company to enlist their services. If you have received this type of solicitation, contact your lender.

As of March 16, 2004, we verified that the company does not have a valid California Real Estate Sales License. To verify licensing, visit www.dre.ca.gov or call (916) 227-0900.

Other Considerations

Mail sent to this company was returned by the post office as "moved; left no forward address," "forward order has expired," or "unable to locate." We cannot trace addresses of companies or principals. General information is available upon request which may assist you.

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Additional Info

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