100 inquiries | Loan Companies | Business Alert
(714) 619-4000
Company Rating
D
Customer Reviews
based on 0 reviews.
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Complaint Experience
N/A
Membership Information
This business is not a member of Business Consumer Alliance. This fact does not disparage the company in any way.
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BCA's Summary and Analysis:
Some complainants allege the company uses bait and switch tactics or other allleged deceptive practices when soliciting loans. Customers complain that figures on final loan documents are different than previous verbal or written affirmations by loan officers. Several customers complain that the company fails to fully disclose the probability that a significant negative amortization will occur if they pay by the payment schedule, causing their interest rate to double. Other complainants allege that not enough information is disclosed and made obvious for non-mortgage experts to make intelligent decisions. Other customers complain that the company fails to verbally disclose loan terms and conditions, or that written disclosures are too confusing or complex to clearly understand. Some complainants allege the company fails to issue refunds for appraisals when loans are not funded, despite promises to the contrary, or that the company fails to provide a copy.The company responds to most complaints alleging deceptive practices, by disputing the complainants allegations, and claiming that their investigations show customers signitures on disclosure statements and finding no evidence of wrongdoing by their loan officers.
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Company Info
This company's business is providing mortgage loan services.
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Licensing
California Department of Business Oversight
Verified License
License Number: 4130375 Status: Not Found
BCA has no information regarding government actions at this time.
We have no further comment about this company's business practices or analysis of its offer that may assist you in your consideration of this company.
Our files show disconnected phone numbers, returned mail or both. The company appears to be out of business. The Bureau cannot trace addresses of companies or principals. General information is available upon request which may assist you.
BCA has no information regarding advertising review at this time.
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