The BBB suggests that consumers be wary of attorneys offering loan modification services.. Avoid Attorneys that demand payment of a large fee even before obtaining a prospective client’s basic income and expense information and information about the existing mortgage and present home value. If you reside in another State keep in mind the attorney is required to be licensed to practice law in the state where the consumer resides. Consumers should check to see what their local laws are pertaining to forclosure relief and loan modification services. Consumers having a problem with the attorney handling their loan modification may contact the State Bar at 1-800-843-9053 or visit the State Bar’s Web site at www.calbar.ca.gov to find a complaint form.