Mi Guia Inteligente

This company's business is offering a variety of membership plans and collects initiation, monthly, and annual fees to earn commissions and residuals. The main focus of the plan is to recruit others. The company entices respondents to get more recruitments by offering money towards the purchase of groceries, cars, or rent and only pays commissions when at least five recruitments are made each month. Members who fail to pay two monthly fees, or renew their annual fee within 30 days prior to the end of the year will lose their membership, commissions and benefits and must pay all fees over again. Furthermore, they offer an additional package where members can purchase products from the company to sell for profit and commission.

We advise caution when the principal thrust of an offer is the recruitment of others as opposed to selling the underlying product or service. Carefully consider details of the offer. If your ability to earn profits depends on recruitment of others rather than sale of a product or service, you may be investing in a binary compensation program, or pyramid. While some early participants might make money, most stand a much greater chance of losing their investment. If this offer is in fact a pyramid, anyone who encourages another to pay money for a chance to receive compensation by introducing one or more persons into the scheme may be violating the law.