American Credit Repair reviews

My Experience

In January I met with a local mortgage broker in hopes that my wife and I could qualify for an FHA loan and take advantage of the current housing market and rates. Unfortunately as I suspected I had many credit issues prevented my broker from getting us approved. I was very disappointed to say the least. He suggested that I allow a company called American Credit to conduct a free assessment of my credit and would be able to offer me some guidance in return. I felt like I had nothing to lose and accepted the opportunity to have them take a look. I have to say that when I received my credit assessment via email I was very impressed with how many notes they took and how easy it was to read their suggestions. I had a great conversation with a credit specialist who made it easy for me to understand the process and how to read my credit report. They helped me see how important credit cards were and how to use them each month. To make a long story short, American Credit was amazing the whole way through! They helped me get 2 credit cards, gave me great updates and customer service and in a little over 4 months my middle credit score when from a 576 to a 662!! I was able to get approved for an FHA loan and my wife and i literally just moved into our new home 3 days ago! I hope my experience helps someone else who may be in a pinch with their credit looking for a good place to go to for help.