Credit Acceptance Funding, LLC reviews

Don't deal with these people

I went to a car lot bought a car the loan came from credit acceptance everything was fine untill the car would not pass inspection which they guaranteed with pass inspection each time I brought the car to get inspected it failed I brought it back to the car lot they reset the light told me to give it a day or two bring it back to inspection it should pass long story short it never passed car lot starts ignoring me won't accept my calls close to my warranty with them ending go there no one's there to help me they fully get shut down due to fraud I call credit acceptance explain everything to them I question them how are you doing with the car dealer who is doing this to consumers you have to be aware and you have to have more than one complaint they did nothing to help me I asked him what was I supposed to do with the vehicle that I cannot drive because it will not pass inspection I was always on time with my payments they sent me I can voluntarily surrender the vehicle which I did do to getting tickets in New Jersey and risking on to jail I had no choice now 7 years later I'm still dealing with them charging me for a car that they knowingly sold me that was never going to pass inspection and I filed three complaints with credit acceptance and they never helped me I feel like they both are in cahoots and it's all at the end of the day to get money but now it's ruining my life if you deal with a credit company you want to know that they have your back not put you in a position where you're going to lose your money and mess up your credit they have on file how this car lot scammed me they have the tickets that I got they couldn't even contact them when I was telling them I couldn't contact them but yet and still it's all on me I'm responsible. I was a loyal customer I never missed a payment I paid on time my car did not get repossessed my car was unable to be driven because of fraud it was a lemon there should be laws in place to protect people like me and others

I purchased a car at Ed Kirby Chrevrolet in August 2015. They financed the car with credit acceptance. I remember paying the car note a month ahead back in 2016. So anyway I finally missed a car payment in 2017. They came and repossessed the car. I went to Knoxville Tennessee and found the 2006 Honda Civic on a Auction lot to be Auctioned off. So I got the car back one representative admitted over the phone once that the car was two months ahead on the payment when it was repossessed the first time in 2017. Anyway the representatives in my opinion were just talking on the phone like they just wanted the car. They finally got the car. I have a car payment I pay with American Financial that's always paid on time. I checked my credit score Credit Acceptance had that I was 120 days late on the car payment. Well Credit Acceptance had a GPS system on the car and they would shut the car down anywhere even after I would have paid them. One day I told them the car old anyway. I think that if I can pay American Financial, for the 2016 Chrysler 200 I drive, then someone should be asking why? Couldn't I pay for a 2006 Honda Civic through Credit Acceptance? Anyway I think Credit Acceptance need to be looked into because I remember they just wanted the 2006 Honda Civic back for the Auction place in Knoxville. They tried to pretend like I had their car the first time I had payed them and they still got their car. The second time I let it go. I pay American Financial on time for the 2016 .