Company Response
8/20/2026
Dear Ms. Crayton,
Thank you for reaching out and for submitting your concerns to the Business Consumer Alliance. We appreciate the opportunity to review your experience and address your concerns. We value your feedback and understand how frustrating account and payment issues can be.
First and foremost, we sincerely apologize for any inconvenience or confusion you may have experienced while seeking assistance with your account. We understand the importance of having accurate information regarding payments and balances, and we appreciate the opportunity to clarify the activity on your account. After reviewing your account history, our records reflect the following:
On July 1, 2026, a payment of $100.00 was submitted through the Mobile App using the checking account payment option. This payment was subsequently returned by your bank due to non-sufficient funds (NSF).
On July 30, 2026, a second payment of $145.00 was submitted through the Mobile App using the checking account option. This payment was returned by your bank on August 4, 2026.
It is possible that the checking account payment method may have been selected unintentionally instead of the credit card payment option. The following successful payments and adjustments were then applied to your account:
On August 10, 2026, your account balance was $372.50. A payment of $150.00 was made using the credit card ending in 1327, reducing the balance to $222.50.
On August 13, 2026, a payment of $50.00 was made using the credit card ending in 3222, reducing the balance to $172.50.
On August 16, 2026, as a customer service gesture, we waived a $20.00 late fee, reducing the balance to $152.50.
On August 18, 2026, a payment of $52.00 was made using the credit card ending in 1327, reducing the balance to $100.50.
If your bank records show that either of the returned checking account payments was successfully processed and honored by your financial institution, we would be happy to review the documentation. Please provide proof from your bank, and we will promptly investigate and make any necessary account adjustments. At this time, your account reflects an outstanding balance of $100.50, which is due before August 30, 2026.We appreciate your patience and the opportunity to address your concerns. Based on the information currently available and our review of the account, we respectfully consider this BCA complaint closed.
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