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Shellpoint Mortgage Servicing complaints

75 Beattie Place Suite 500
Greenville, SC 29601
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(800) 365-7107

http://www.shellpointmtg.com

Monday- Friday 8:00 am – 10:00 pm

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Total Amount in Dispute:
$189,038.00

Total Amount Settled:
$0.00

Complaint Experience

60%

Complaint Resolution Index (CRI)

BCA's Summary and Analysis:

Our complaint history for this company shows that the company responded to and gave proper consideration to most complaints. However, one or more complaints are unresolved meaning the company failed to properly address the complaint allegations or their response was inadequate.

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Complaint Closing Statistics

15 complaints against Shellpoint Mortgage Servicing closed in last 3 years.
Complaints Type of response
0 Making a full refund, as the consumer requested
0 Making a partial refund
4 Agreed to make an adjustment
1 Refusing to make an adjustment
5 Refuse to adjust, relying on terms of agreement
5 Unanswered

15 complaints against Shellpoint Mortgage Servicing

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10/21/2025

RESPONSE: Refuse to adjust, relying on terms of agreement Amount in Dispute: $3,261.00 Amount Settled: $0.00

Customer Complaint

10/8/2025

On may 1st 2024 i completed my mortgage payment with Gregory funding on June 16th Gregory funding transferred my loan to shell point. My chapter 13 trustee made my last payment to Gregory funding on may 1, 2025. My balance is zero(0). On my credit report nr/sms/cal claim i owe them $3,261 they are holding my deed and won't send it to me. They are not my mortgage company i have payed off my mortgage. They tried to put the self on my homeowner insurance i have with usaa they notified me. They then charge me $2900 from money they borrowed from citi bank. Chapter 13lawyer said homeowner insurance then claim it was a payoff amount of $2,476.84 they cancel the force place insurance on 11/12/2024. Which left $2,476.84 they still sending me monthly statement with the mortgage payment of $400. The number of payments are always charging. They are not my mortgage company. I payed off my mortgage with Gregory funding. Gregory funding send a tax form 1098 to me showing i owed mortgage than $7000 then shell point send me a form 1098 that stated i owed over$5,000. I owe nothing to anyone for mortgage. I have no mortgage company my chapter 13 trustee payed off my mortgage. They are threating me foreclosure. How can they do this. Please straight this out . I need help. I have documents to prove everything i'm telling you i have all the things they have sent me i have all the records to proof this Resolution Sought I want them off my credit report i want my deed to my property i want them to admit/confuse i want them no money for fees or mortgage. I want it in writing and dated i want them to stop send false and untrue mortgage statement i want them to stop harassing me i want them to straighten this out immediately this is urgent i have documents from chapter 13 trustee i have document from gregory funding that i owe zero principal 0 amount on my mortgage i have three forms of docume

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Company Response

10/9/2025

Newrez has received the correspondence but are unable to respond as Business Consumer Alliance is not an authorized third-party on the account.

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10/16/2025

RESPONSE: Refusing to make an adjustment Amount in Dispute: $4,300.00 Amount Settled: $0.00

Customer Complaint

9/17/2025

DO NOT USE THIS COMPANY. I CALLED TO PAY OFF MY LOAN & THEY SAID I OWED OVER $4300. MORE AS THEY PUT INSURANCE ON MY "LOAN" AND I HAVE TO PROVE I PICKED UP INSURE ON MY HOME TO HAVE THE LOAN RELEASED. THROUGH THE YEARS MY EQUITY LINE HAS BEEN MOVED AROUND TO OTHER COMPANIES TO "MANAGE" MY LOAN. IN THE PROCESS OF THIS THEY DIDN'T PAY MY HOMEOWNERS INSURANCE & IT GOT CANCELLED. MY HOME LOAN HAS BEEN PAID OFF FOR A FEW YEARS NOW & I'VE BEEN PAYING ON MY EQUITY LINE. TRYING TO PAY IT OFF THEY NOW TELL ME I HAVE TO PAY FOR THIS LOAN INSURANCE BEFORE THEY SEND PAPER WORK THAT MY LOAN IS PAID OFF.. I WAS NEVER NOTIFIED THAT THEY WERE PUTTING INSURANCE ON THIS LOAN OR HOUSE. CAN THEY LEGALLY DO THIS??? Resolution Sought LET ME PAY OFF MY LOAN. I OWE $643.78 DOLLARS BUT THEY SAY I HAVE TO PAY FOR INSURANCE THEY PUT ON MY LOAN WITHOUT TELLING ME. ANOTHER $4300.

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Company Response

10/2/2025

October 2, 2025 Virginia A Joyce Po Box 44 Eastlake Weir, FL 32133 Dear Virginia: This letter is in response to the correspondence submitted by Business Consumer Alliance on your behalf regarding the above referenced property. Please know that we take our customer service and consumer protection obligations seriously and have dedicated staff to identify and resolve your concerns. According to our records, we have not received written authorization to disclose account information with Business Consumer Alliance. Therefore, we are unable to comply with the request to provide details regarding the loan until proper authorization is received in our office. It should also include what information we are allowed to disclose with Business Consumer Alliance. You may send the required signed written authorization to the following mailing address or via fax to: Shellpoint Mortgage Servicing P.O. Box 10826 Greenville, SC 29603 Fax: 866-467-1137 Until we receive proper authorization for Business Consumer Alliance, our response will be sent to you. We appreciate your business and the opportunity to review this matter for you. For any additional inquiries or assistance, please visit our website at www.shellpointmtg.com. Alternatively, feel free to contact us directly at 1-800-365-7107 for further assistance. You can also find helpful information on our Frequently Asked Questions page. Simply log in to your account on our website, click on Help, and choose FAQs from the drop-down menu for quick access to answers to common questions. Si usted no entiende el contenido de esta carta, por favor contacte a uno de nuestros representantes que hablan español al número 1- 800-365-7107. Sincerely, Bryan Dewhurst Compliance Department Shellpoint Mortgage Servicing CC: Business Consumer Alliance

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