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Shellpoint Mortgage Servicing complaints

75 Beattie Place Suite 500
Greenville, SC 29601
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(800) 365-7107

http://www.shellpointmtg.com

Monday- Friday 8:00 am – 10:00 pm

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Total Amount in Dispute:
$191,826.00

Total Amount Settled:
$0.00

Complaint Experience

65%

Complaint Resolution Index (CRI)

BCA's Summary and Analysis:

Our complaint history for this company shows that the company responded to and gave proper consideration to most complaints. However, one or more complaints are unresolved meaning the company failed to properly address the complaint allegations or their response was inadequate.

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Complaint Closing Statistics

17 complaints against Shellpoint Mortgage Servicing closed in last 3 years.
Complaints Type of response
0 Making a full refund, as the consumer requested
0 Making a partial refund
4 Agreed to make an adjustment
1 Refusing to make an adjustment
7 Refuse to adjust, relying on terms of agreement
5 Unanswered

17 complaints against Shellpoint Mortgage Servicing

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12/17/2025

RESPONSE: Refuse to adjust, relying on terms of agreement Amount in Dispute: $2,000.00 Amount Settled: $0.00

Customer Complaint

12/2/2025

Im being charged for flood insurance on a home that is not in the Special Flood Hazard Area. The FEMA map shows the house is Not in the SFHA. The FEMA MAP shows the home is in Zone X. Homes that are in Zone X are Not required to have mandatory Flood Insurance. I have a print out from the fema website that shows the house is in zone X. I also contacted FLOOD PRICE which is a company that sells flood insurance . On the FLOOD PRICE website they have an interactive tool on the site where you type in your address and it shows which flood zone your house is in. It also shows the house is NOT in the SFHA. It shows the house is in Zone X. This all started when my mortgage was taken over by SPECIALIZED LOAN SERVICING. SLS was sued by Consumer Protection for Force Placing Insurance on homes and SLS of course lost and was ordered to pay millions. Ive mailed 2 certified letters to both of these companies and only received a response from Shellpoint stating they were looking into the matter,My mortgage contract does not state I MUST carry flood Insurance. Ive been living in this house since June 2022. I did not have to have flood Ins for the first 16 yrs. The maps have not changed. Resolution Sought I want them to STOP charging me for flood insurance. I want them to cancel the policy I do not want flood insurance and do not need flood insurance.

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Company Response

12/4/2025

According to our records, we have not received written authorization to be able to disclose account information with Business Consumer Alliance. Therefore, we are unable to comply with the request to provide additional details regarding the loan until proper authorization is received in our offices. It should also include what information we are allowed to disclose with Business Consumer Alliance. You may send the required signed written authorization to the following mailing address or via fax to: Shellpoint Mortgage Servicing P.O. Box 10826 Greenville, SC 29603 Fax: 866-467-1137

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11/10/2025

RESPONSE: Refuse to adjust, relying on terms of agreement Amount in Dispute: $788.04 Amount Settled: $0.00

Customer Complaint

10/28/2025

They are trying to say they didn't get my payment and are trying to charge me double. Resolution Sought Get my account right

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Company Response

10/29/2025

According to our records, we have not received written authorization to disclose account information with Business Consumer Alliance. Therefore, we are unable to comply with the request to provide details regarding the loan until proper authorization is received in our office. It should also include what information we are allowed to disclose with Business Consumer Alliance. You may send the required signed written authorization to the following mailing address or via fax to: Shellpoint Mortgage Servicing P.O. Box 10826 Greenville, SC 29603 Fax: 866-467-1137 Until authorization is received, we are unable disclose details regarding the loan.

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