Sun West Mortgage Company Inc.

Fees on top of fees

I'm at the last stage of refinancing through a VA loan, and SWMC keeps adding fees. at first I thought everything was going smoothly until I found out, at the beginning, that a auto loan I have wasn't submitted incorrectly to all 3 credit bureaus. as soon as I found out, I submitted a dispute with all 3 and had it corrected in less than 2 weeks. my credit score shot up alot. I tried to get SWMC to adjust the credit but, no one would respond when needed. also, I was told closing cost would be X amount and now at the end of hopefully closing, the fees have shot up. I had submitted every single documents SWMC required, in less than an hour of receiving the request, so I could make sure I had a extremely fast and smooth closing but, that is NOT happening. SWMC is dragging their butts and its causing me to incur more cost from closing cost. I guess they like dragging people's loans, as long as possible to get the most money. my closing cost went from around $2,800 ish to the most recent as of this date (09/22/22) $5,142.78. I've already spent close to $1k out of pocket for appraisal and inspection. iam starting to get pissed off because of the way SWMC is doing. I will add a positive note, the couple loan officers I've been working with are very friendly. I guess they like having us by the balls because the government keeps raising the interest rates, go figure.

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